• Creating your bare bones budget will probably only take you a few minutes, but it could be the one thing that convinces you to go for it! take your blog to the next level, or even set up a fully fledged business from the comfort of your own home.

    What is a Bare Bones Budget and Do You Need One?

    A bare bones budget is probably one of the most important things you can have in terms of managing your finances. If you’re wondering what the hell a bare bones budget is, and how you would go about creating one, then you’re in the right place.     What is a bare bones budget?   Remember the Ronseal advert? It’s exactly what it says on the tin! A bare bones budget includes everything you need to pay for in order to survive. Just.   This is the budget that you determines the smallest amount of income that you could legitimately survive on. It isn’t only useful in the event of…

  • Every home needs a budget. It doesn't matter if you're a millionaire family or on a seriously tight shoestring, you need a household budget. Having a good, working budget will mean that you always have control of your finances, rather than letting your financial situation have control over you.

    How to Run a Household Budget Like a Ninja

    Every home needs a budget. It doesn’t matter if you’re a millionaire family or on a seriously tight shoestring, you need a household budget. Having a good, working budget will mean that you always have control of your finances, rather than letting your financial situation have control over you.   You Need a Household Budget How many times have you checked your bank balance and found there’s way less then you expected? Or even worse, not checked your bank balance at all because you’re afraid of what it might say. Even if your household income is above average (in fact sometimes especially when it’s above average) it can be all…

  • Halloween Hacks. If your skill doesn't happen to be of the creative variety, don't worry I've got you covered for an Instagrammable Halloween with very minimal skill or effort required! It's ok, you can thank me later :-)

    Halloween Hacks: How to do a Budget Halloween Even if You’re Not Creative

    Autumn is the time of year that all my juices start flowing. There’s a whole bunch of amazing sensory things going on, from smells to colours, textures to taste. And there’s something about these sensory treats that sets off the creator in me, especially with events like Halloween, Guy Fawkes (bonfire) Night, and later Christmas, to start planning. Halloween is the first of the bunch, and perhaps the most obviously creative given that it’s traditional to carve elaborate and spooky faces (and other things) into great big pumpkins. The carving involves first planning and drawing something spooky, followed by hollowing out and actually carving the thing. The thing is, not…